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Credit Myths Quiz

There is a lot of misinformation about credit and credit scores. Can you separate fact from fiction? Take this quiz to find out!

1. It is impossible to change what's in your credit report.



2. You have to make a lot of money to have a good credit score.



3. Paying cash for every purchase hurts your credit.



4. You have multiple credit scores.



5. It takes 7 years to fix a poor credit score.



6. Keeping old credit card accounts open can improve your credit score.



7. When you get married, your credit score is merged with your spouse's.



8. Checking your credit report can hurt or lower it.



9. Credit scores and credit reports are two different things.



10. Bankruptcy is a "fresh start" for troubled credit.



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